Property Insurance is designed to help you protect your property in case of loss or damage. Like other insurances, it can be tricky knowing exactly what is covered and what is not. For example, it is common for property insurance to cover fire, theft, and water damage but not cover floods or earthquakes. having a lawyer will help you clearly define exactly what is covered and what options are available to bridge the gaps in coverage.
Casualty Insurance covers damage caused to a person, place, or organization due to omission or negligent acts on behalf of the insured. For example, if you’re cutting a tree down in your yard but it gets away from you and falls on your neighbor’s house, the damage to the neighbor’s house would be covered under casualty insurance.